How many penalty points do you get for no insurance?

Do you always get points for no insurance?

According to the Road Traffic Act, any person who keeps their car on a road must have a valid insurance policy; parking on the road counts as a ‘use’ of the road. The offence of keeping a vehicle without insurance, as opposed to using it or driving it, carries a fine but no penalty points.

How many points do you get for no insurance on a car?

Failing to have car insurance can result in six to eight penalty points on your driving licence. These points stay on your driving record for 4 years. You can be disqualified from driving if you have 12 or more penalty points within three years.

How much does 3 points affect insurance?

However, bearing all that in mind, research suggests three points could raise a driver’s car insurance premium by an average of 5%, while six penalty points could push the cost of insurance up by an average of 25%.

Do my points count after 3 years?

Yes. If you build up 12 or more penalty points within three years, then you are liable to be disqualified from driving under the ‘totting up’ system.

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