Question: Is it illegal to not have car insurance in Mississippi?

Is it mandatory to have car insurance in the state of Mississippi?

Beginning January 1, 2001, Mississippi law requires that all drivers maintain liability insurance and carry a card in their vehicles at all times showing that you have liability insurance.

Can you drive without insurance in Mississippi?

According to Mississippi Code section 63-15-4, driving without proof of insurance could lead to conviction of a misdemeanor, imposition of a $500 fine, and suspension of driving privileges for up to one year (or until the offender can demonstrate that he or she is properly insured).

Can you get in trouble for not having car insurance?

In most states, driving while uninsured is considered a misdemeanor offense, and can potentially lead to a prison sentence. Jail time will most likely not be imposed for a first offense, unless you cause a serious accident. But repeat offenses will incur higher fines and stiffer punishments, possibly including jail.

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How much is a no insurance ticket in Mississippi?

If you are caught driving without insurance in Mississippi, you may be fined $1,000 and face suspension of your driver’s license and vehicle registration for (1) up to one year or (2) until you can show proof of financial responsibility.

Does insurance follow the car or the driver in Mississippi?

Car insurance usually follows the car in Mississippi. The types of car insurance that follow the car in Mississippi are bodily injury liability, personal injury liability, collision, and comprehensive. You’re required to carry bodily injury liability and property damage liability in Mississippi.

What happens if you have no insurance but the other driver was at fault in Mississippi?

If you get into an accident while driving without insurance in Mississippi, you will be cited and all the penalties for driving without insurance will apply, no matter who is at fault. … Both the other driver and their insurance company can sue you and have future wages and savings garnished to pay for damages.

How can I get out of a no proof of insurance ticket in Mississippi?

Mississippi. Mississippi requires motorists to keep proof of insurance in their cars at all times. If you’re stopped and have insurance, but do not have proof with you, you can get the ticket dismissed by verifying coverage with the state.

How long do you have to get insurance after buying a used car in Mississippi?

The Mississippi new-car insurance grace period is 2 to 30 days in most cases. The new-car grace period is how long insured drivers are allowed to drive a newly purchased vehicle before adding it to an existing car insurance policy.

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Is Mississippi a no pay no play state?

Currently, ten states have no pay, no play laws on the books: Alaska, California, Iowa, Kansas, Louisiana, Michigan, New Jersey, North Dakota, Oklahoma, and Oregon.

What speed is considered reckless driving in Mississippi?

Penalty for reckless driving in Mississippi

There is no defined speed which is considered reckless driving in the state. This determination is made depending upon the circumstances of the violation. First-time violators may: Be fined between $5 and $100.

Do I have to go to court for no proof of insurance?

When you are pulled over and unable to show proof of your insurance, the court will assume you are not properly insured. … You will need to provide proof that you were insured at the time you received your ticket, and the court will dismiss the fine. You will still be on the hook for the administrative fee.