Quick Answer: What is the penalty for driving without insurance in Virginia?

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What happens if you drive without insurance in Virginia?

Virginia requires all drivers to either carry a minimum amount of car insurance or pay a $500 uninsured motor vehicle fee. … The state of Virginia may convict you of a Class 3 misdemeanor, charge you a $500 fine, and take your driver’s license, vehicle registration and license plates.

Can DMV suspend your license for no insurance in Virginia?

Operating or permitting the operation of an uninsured motor vehicle. The DMV will suspend a driver’s license where the person: (1) Has not obtained auto insurance for any vehicle he owns, or allows the operation of, without having paid the uninsured motor vehicle fee.

What happens if u get caught driving without insurance?

If you are caught driving without insurance, you can face fines, license suspension, registration suspension and even jail time. Be sure to find an insurance policy right away if you own a car and are currently uninsured. Coverage can be expensive, but a lapse in coverage can be more expensive in the long run.

Is it OK to drive a car without insurance?

Most states require that you get your insurance in place before you drive the car off the dealership’s plot. So, the answer to whether driving a new car without insurance is no, it is not allowed. The only time you can possibly legally drive an uninsured car is when you have to get the vehicle registered.

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How long can you be without car insurance?

So, how long can you be without car insurance? If you’re driving, you can’t. Anytime you get behind the wheel as a licensed driver, you need insurance coverage or you’ll risk incurring major consequences.

How does DMV know you don’t have insurance?

An insurance card or a printout detailing your coverage is typically adequate. Your DMV agent will verify the proof of insurance is valid, lists the vehicle you want to register, and provides the state minimum coverage. Depending on the state, drivers must renew their registration every one to five years.

How long can you drive without insurance after buying a car?

You have a 7- to 30-day grace period (depending on your state) to tell your car insurance company about the new vehicle. You must buy insurance before taking possession and driving the car off the lot. If you don’t, you won’t be able to take possession of the vehicle.

Do insurance companies go after uninsured drivers?

The insurance company will not legally go after an uninsured at-fault driver if you do not carry collision/comprehensive or uninsured motorist coverage. Filing uninsured motorist claims is generally the most successful way to get your expenses covered after an accident with an uninsured driver.

How many points do you get for no insurance?

The penalty for driving without insurance is either a driving disqualification or between 6 and 8 penalty points. However, there are circumstances where this can be reduced or where the court will impose no penalty. The court will need to be satisfied that there are Special Reasons.

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