What is the uninsured motor vehicle fee in Virginia?

What does paying the $500 uninsured motor vehicle fee provide in Virginia?

According to Virginia State law, a driver who has an uninsured vehicle can pay a $500 uninsured motorist fee. This allows them to drive without insurance but without penalty for 12 months. Of course, paying the fee only makes it legal to drive your car. It provides no coverage to the driver or others in a crash.

What is the penalty for driving without insurance in Virginia?

Penalties for driving without insurance in Virginia

Penalties for driving without insurance in VA include: Paying a $600 noncompliance fee to the DMV. Obtaining a form SR-22 certificate for three years. Paying reinstatement fees, if applicable, on your license, registration and plates.

How do you pay uninsured motor vehicle fees?

Login to your MYDMV account and Under Online/Mobile Services, click on the “Pay Uninsured Motorist Fees” link. This will take you to the My Vehicles page. Under a Vehicle listed, click on the “View / Pay Uninsured Motorist Fee” link.

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Does uninsured motorist claim raise my rates in Virginia?

So the simple answer to this common question is, no, your insurance rates will not go up based upon a one‑time accident which was not your fault even if you make a claim under your uninsured motorist coverage.

Can I have a driver’s license without insurance?

No insurance is needed for a driver’s license, but you need it in order to drive. The following minimum coverage requirements apply: Bodily Injury Liability: $15,000 per person and $30,000 per accident. Property Damage Liability: $5,000 per accident.

What does uninsured motorist insurance cover in Virginia?

Key Facts About Uninsured Motorist Coverage in Virginia

Uninsured/underinsured motorist coverage helps pay for a car accident if the at-fault driver doesn’t have enough insurance. Normally, the at-fault driver’s liability insurance pays for any property damage or injuries they caused.

Can you drive uninsured in VA?

Here’s the short answer: if you are a Virginia resident, it is legal to drive your vehicle without purchasing auto insurance. However, it’s important to learn all the factors involved before making a decision. Driving without insurance can come with serious consequences.

How does DMV know you don’t have insurance?

An insurance card or a printout detailing your coverage is typically adequate. Your DMV agent will verify the proof of insurance is valid, lists the vehicle you want to register, and provides the state minimum coverage. Depending on the state, drivers must renew their registration every one to five years.

What type of insurance coverage does Virginia require?

Required Auto Insurance Coverage for Virginia Drivers

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Bodily injury: $25,000 per person and $50,000 per accident. Property damage: $20,000 per accident. Uninsured motorist bodily injury: $25,000 per person and $50,000 per accident.

How much uninsured motorist coverage do I need?

We recommend a minimum of $100,000 in UM coverage.

It’s also important to think about the amount of your uninsured motorist insurance coverage. Note that you will be required to carry equal or higher liability coverage compared to the uninsured/underinsured motorist insurance coverage you get.

Can you register a car in Virginia without insurance?

You cannot register a car without insurance in Virginia. Proof of insurance is required at the time of registration.. … You can also choose to deposit securities with the DMV to receive a self-insurance certificate or pay a $500 uninsured vehicle fee to meet minimum financial responsibility in Virginia.