What medical conditions must be declared for travel insurance?

What medical conditions do you need to declare for travel insurance?

Some of the most commonly declared pre-existing medical conditions include:

  • Chronic illness, including cancer.
  • Crohn’s disease.
  • Circulatory problems, including stroke and high blood pressure.
  • Heart conditions.
  • Respiratory issues, including asthma.
  • Diabetes.
  • Cystic fibrosis.
  • Back pain or joint problems.

What medical conditions affect travel insurance?

What is a pre-existing medical condition in relation to travel insurance?

  • Heart and respiratory conditions including Heart disease Arrhythmia and Asthma.
  • Human Immunodeficiency Virus (HIV) and Acquired Immunodeficiency Virus (AIDS)
  • Mental health conditions including Stress, Anxiety and Depression.

Can I exclude a medical condition from travel insurance?

You will have to go through the process of declaring the Medical Conditions and then you can exclude them from the policy.

What counts as a pre-existing condition?

A health problem, like asthma, diabetes, or cancer, you had before the date that new health coverage starts. Insurance companies can’t refuse to cover treatment for your pre-existing condition or charge you more.

Can you get travel insurance with a pre-existing condition?

And, yes, you can get travel insurance if you have a pre-existing condition.

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How far back do you have to declare medical conditions for travel insurance?

If you’re currently being treated or taking medication for a condition, you’ll always need to disclose it. A number of pre-existing medical conditions must also be revealed if they occurred within a certain time frame, normally two years.

What is not covered in travel insurance?

Baggage delay, damage, and loss policies don’t cover everything in your bags. Common travel insurance exclusions include glasses, hearing aids, dental bridges, tickets, passports, keys, cash, and cell phones.

Do I have to disclose pre-existing conditions?

Under the Affordable Care Act, health insurance companies can’t refuse to cover you or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts. … They don’t have to cover pre-existing conditions.

Can I get travel insurance with undiagnosed condition?

Yes, you should wait for a diagnosis before getting a medical travel insurance quote. We’re unable to provide medical travel insurance cover unless all conditions/symptoms are diagnosed. If you’re waiting for a diagnosis, then please come back to us once you have one.

Do I have to tell my car insurance about medical condition?

You have to tell your car insurance provider if you develop a medical condition that affects your ability to drive. You must also inform the driver and vehicle licensing agency (DVLA), whether it’s a new condition such as a head injury or an existing medical condition such as diabetes that’s become more severe.

Do I need to declare arthritis on travel insurance?

Do you need to declare that you have arthritis? Yes, it’s important to get comprehensive travel insurance for arthritis that will cover you if you get ill and need treatment while you’re abroad. It’s also important if you need to cancel your trip as a result of your arthritis.

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