Why does Instacart need my insurance?

Do you need insurance to do Instacart?

Yes, you need special insurance to drive for Instacart. Instacart does not provide any insurance coverage, and most personal auto insurance policies will reject claims for damage sustained while you were driving for a delivery or rideshare company.

How much does Instacart insurance cost?

Sample Progressive Instacart Car Insurance Rates

Type of Car Insurance Coverage Progressive Sample Monthly Rates
Food Delivery (Business & Personal Auto Insurance) $296.83
Food Delivery (Business Auto Insurance Only) $273.08
Personal Insurance (Delivery) Won’t Cover
Personal Insurance (No Delivery) $105.83

Does Geico cover Instacart insurance?

For example, GEICO’s rideshare insurance specifically covers on-demand deliveries. This makes the company a good choice if you work for more than one company like Uber, Instacart, and DoorDash, as it will allow you to protect all of your work with a single policy.

What type of insurance do I need for Instacart?

To be a delivery driver for the grocery delivery service, you’ll need business auto insurance. Instacart does not offer any excess coverage to insure its drivers. Instacart requires shoppers and drivers to supply all of their coverage so there is no Instacart health policies either.

Is Instacart worth the money?

If you only use grocery delivery occasionally, the regular Instacart service should be sufficient for your needs. … If you think you’ll order grocery delivery more than 14 times a year, it’s worth paying for the annual Instacart Express membership for free delivery and a reduced service fee.

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Does Instacart check your insurance?

Yes, they ask for proof of auto insurance before hiring you.

Do I need to tell my insurance I drive for Uber eats?

#3 – Do I need to tell my insurer I drive for Uber Eats? Yes. You need to talk to your insurer and buy commercial coverage to drive for Uber Eats. If your insurer isn’t aware you are driving for Uber Eats and you don’t have the right coverage, your insurer won’t cover you in an accident.