How long can you wait to make an insurance claim?
Time limits for accident reporting by state
| State | Personal Injury Claim Statute of Limitations | Property Damage Claim Statute of Limitations |
|---|---|---|
| California | 2 years | 3 years |
| Texas | 2 years | 2 years |
| Florida | 4 years | 4 years |
| New York | 3 years | 3 years |
Is there a time limit to make a car insurance claim?
To make a claim for personal injury suffered in a car accident you can contact the State Insurance Regulatory Authority for more information. You may also want to get legal advice. There are time limits for making a claim, which can be as short as 28 days after the date of the accident.
Do insurance claims have a time limit?
Personal injury claim time limits FAQ
In NSW, yes. The Limitation Act 1969 states that a person needs to establish the date of discoverability of the accident instead of the 3 year time limit. However, you can not bring a claim to Court more than 12 years after the date of the injury.
How long after accident can you claim?
You can sue for injuries from a car accident within six months of the accident, according to the California statute of limitations. You have three years to file for property damage.
Should I tell my insurance company about a minor accident?
Don’t worry. There is no need to contact your insurance company immediately after suffering a minor car accident. The most important thing to do is check that you’re okay and treat any injuries you have sustained.