Is pet insurance worth it for an old cat?

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Is it worth insuring an older cat?

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Whether you choose to go for it or not, pet insurance for older cats is worth seriously considering. Even if your moggy is currently in fine fettle, unexpected health complications can arise as they age, and unfortunately accidents still happen.

Can you get insurance for a 10 year old cat?

Lifetime pet insurance – tends to be the most expensive but will cover your older cat for life, as long as you renew the policy every year. This cover can be the best choice for older cats. Maximum benefit pet insurance – this won’t usually be the best choice if your older cat has a long-term health condition.

Is it worth getting pet insurance for my cat?

Every pet owner should consider pet insurance. Even if you believe you have enough money to cover veterinary costs, pet insurance could still save you thousands of dollars if your pet gets sick or injured. Especially if you have multiple pets, your out-of-pocket costs could add up considerably without insurance.

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Can you get pet insurance for a 12 year old cat?

Every pet insurance company is different. Some have no upper age limits for benefits and will keep covering your cat no matter how old they are, as long as you maintain your policy and pay your premiums. … Commonly, pet insurance companies refuse to offer new policies to dogs outside their age limit.

Does pet insurance increase with age?

The older your pet, the higher the risk of serious disease, which increases the premium. Eventually, when your pet reaches a venerable age, it can no longer be insured. Some dog or cat breeds are also more vulnerable to certain diseases, increasing the cost of coverage.

Is there an age limit for cat insurance?

We have no upper age limit for insurance, however the excess due on claims will increase after they reach 10 years old. It is normally best to start looking for cat insurance while they are young.

What is the average vet bill for a cat?

While on average, routine annual veterinary care might cost between $200 to $400 for dogs and $90 to $200 for cats, unplanned events such as accidents, injuries, or unanticipated ailments can cost a variable amount more.

What are the disadvantages of pet insurance?

Even if you have been saving for a while, the amount you have may simply not be enough. Vet bills can be expensive. Very expensive. And should your pet need ongoing treatment these can quickly escalate.

Do indoor cats need insurance?

A cat that’s mostly indoors may be at lower risk of injury, so you could consider an illness-only policy. If your cat is older than 9 years, it won’t qualify for a new Accidental Injury & Illness policy, or an illness-only policy (a policy taken out before it turned 9 will continue to provide coverage).

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