Why do insurance companies ask for IMEI number?

How much does life insurance for children cost?

Do you need IMEI number for insurance?

If your phone is stolen

Your network provider will give you your phone’s identification number (IMEI), which you should pass on to the police. Make a note of the crime reference number – you’ll need it if you want to claim on insurance.

What do insurers do with the IMEI number?

This creates a point of reference if the customer tries to make a claim for damage that occurred before the policy’s inception, or applies for a theft claim. The IMEI is used across insurers, purchases of second-hand devices and networks to help reduce fraud.

Is sharing IMEI number safe?

The IMEI number is also written on the SIM card tray on a few phones. … Whichever method you use, make sure to write down the IMEI number and keep it safe. That way, you’ll be able to give it to your carrier in case your phone gets lost or stolen. Also, make sure you don’t share the IMEI number with other people.

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Is it legal for insurance company to track your phone?

Insurance companies don’t ask for phone records when you purchase an insurance coverage. They may only request for the phone records when a driver is involved in an accident and has made a claim. Insurers use the records to investigate your actions at the time of the accident and find grounds to deny your claim.

Can police track a stolen phone with IMEI number?

Yes, the police can track a stolen phone using either your phone number or the phone’s IMEI (International Mobile Equipment Identity). … You can find out where it was turned off last, which shows where the phone was when it last communicated with the network, but this may or may not be where the phone is still.

How can I block my IMEI number?

In order to block the IMEI number, you will need to register an FIR in a police station about your stolen/lost device. The police station will provide you with a copy of the FIR. Take the copy of the FIR to your service provider (Airtel, Vodafone etc) and show them the copy of the FIR.

Why does my phone have two IMEI numbers?

Found in every phone, IMEI (International Mobile Equipment Identity) is a unique 15-digit that helps in identifying a device on a mobile network. … If you are using a dual SIM phone, then it will have 2 IMEI numbers. One for each SIM, which means each slot has its own ID.

Can insurance block a phone?

Customers are also falling foul of the strict time limits insurers impose on when you must report any theft or loss to your provider and the police. Typically you must tell your provider within 24 hours, so it can block your phone from being used, and file for a police report within 48 hours.

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Why do insurance need serial numbers?

When it comes to break-ins and burglaries that result in loss of building contents, the more information you can provide your insurer the faster your claim is likely to proceed. Also when it comes to electronic equipment in particular, keeping a record of serial numbers is very important for protection of assets.

What happens if someone gets your IMEI number?

Having your IMEI number hacked is a serious matter since you could face a service interruption with your own smartphone or cell phone, and it’s also possible that thieves could access your personal information to commit ID fraud.

What does the IMEI tell you?

An IMEI stands for International Mobile Equipment Identity. Think of it as your phone’s fingerprint — it’s a 15-digit number unique to each device. Phone carriers and manufacturers share IMEI numbers to enable tracking of smartphones that may be stolen or compromised.

Is IMEI private information?

Additionally, when your carrier finds out your phone has been stolen, they can block the IMEI out of the network. This makes it so that your private information and data are all protected, effectively blacklisting the thief. Networks aside from your carrier can blacklist the IMEI code as well.